So I lied. I said I was going to let the Kayden Kross story wait for tomorrow. But a couple of things happened in the mean time. Skeeter Kerkove called and said he had a story to tell. But I was in the middle of a conversation with the guy who lost his house thanks to Kayden Kross.

I promised Skeeter I’d call him tomorrow. But if did that I’ll be diverted from the Kross story, I later thought. So I shot some speed into my heart, had Hop Sing from the Woodland Hills Tsingtao consortium deliver a cold bottled six pack and let the white rats crawl up my leg afterwards. I’m good to go.

My conversation with TJ, the Vietnam vet who lost his house, proves that we’re living in ugly times where people often eat other people without their consent.

TJ tells me he knows of a few others like that in the Sacramento area who lost their homes basically the same way he did.

In our conversation, may I also add, TJ kept referring to Kross by her real name. TJ doesn’t like Kross for reasons you will soon find out. But on a stack of bibles I won’t print Kross’ real name until the mainstream media gets wind of this story and does. But they may never do that, knowing the mainstream media.

TJ’s recovering from a back injury. Which has been part of the problem. A few years ago TJ, a Vietnam veteran, was working for a freight company and got injured at work. Because of the injury, and being on disability he got into problems with paying for his home. Apparently people make it their business to have that kind of knowledge because TJ soon got a knock on his door.

“They have programs to help people, and I was asked if I was interested in that,” he says.

The original person to contact TJ was someone named Tim Hough who will figure prominently in this sordid tale. Hough is the guy who subsequently passed off Kross as his “wife”.

Hough told TJ that his partner Scott Henley would then come to talk to him. Henley’s a mortgage broker, and TJ would later find out that Hough was an independent contractor to Henley’s business. TJ was told that Henley was the finance guy and would work out all the numbers.

The guts of the deal was that Henley would find a buyer to buy TJ’s house then lease it back to him on a set term. Once TJ got his finances settled, he would then buy the house back. Sounds simple, but that’s not what happened because there were some very slick people soon to get involved.

“As security they would take part of the equity I had in the house and use it as a lien against the house,” TJ explains.

“Then when I’d go to buy the house back, it would be the down payment. It was kind of a win-win situation. The temporary owner would build their credit plus they’d get some money up front and some money on the back side at the end of the deal. Then I would have the security that I wouldn’t lose my house. I wouldn’t have to move out. And once my work comp issue was resolved I would be able to buy the house back at a set price.”

Oh for perfect plans to work in a perfect world. But that didn’t happen. And you already know that.

An original buyer was scheduled to execute the deal but that fell through. Hough then told TJ he had someone else and introduced Kross as his wife. TJ got a little suspicious when Kross didn’t have a last name to match. Then Kross changed the story and said she and Hough were “engaged”.

Hough also said they were living together for years, but that wasn’t true, either. They only met a few months before at a strip club.

“Scott didn’t check her out as good as he should have,” TJ concedes. “But Hough is vouching for her.”

On first impressions, TJ had no idea what Kross did for a living beyond the engagement story and her claiming she was going to college to study real estate.

“She dressed fine,” says TJ which is to say Kross didn’t look like a professional sodomite.

“She seemed well educated. My wife’s and my only concern is when Tim first introduced her, he said she was his wife. We were bugged about that last name-thing but we were in the situation we were in. We only had so much time to do this and we didn’t want to lose our house. We thought all the paperwork that had to be done was done.”

“I won’t even call her a lady at this point,” says TJ. “She was supposed to be the buyer and so the deal went through. Then we had some problems with her.”

When it came time to make a payment, TJ said he had no address for Kross. This was discussed with Henley who then told TJ he was also having problems with Kross signing papers.

“Suddenly now she wanted more money than what was originally agreed on,” says TJ who when he saw Kross again told her she was trying to screw him over. Kross assured him that she was in the deal but felt she was being screwed as well.

Then Kross apparently told him some story about how she and Hough bought a Corvette together and that Hough wasn’t making payments. And she wouldn’t sign paper work on the car until Henley agreed to reimburse her for the money Hough was supposed to pay her.

“I told her you can’t hold my house hostage, you’ve got to sign this paperwork,” TJ told her. “You agreed to it and it was a binding contract.”

To which Kross swore she’d sign the paperwork.

“It was a locked in contract and she could do nothing with the home until the contract time expired which was a year,” TJ explains.

“She had to accept my monthly lease payments and she was to make the mortgage payments.”

The difference between the two payments was something like $400. Kross had been given money up front when the house was sold out of the equity. TJ figured that had Kross paid every month with his lease she’d have extra money out of the equity.

“Plus when I bought the house back she’d get money too,” he adds.

Four or five months into the deal, TJ then got a letter addressed to a Tim Ngo, who turns out to be an owner of a porn company. Ngo is now listed as the home owner on a home equity loan, and TJ’s losing it thinking the bank must have the wrong address.

TJ’s wife, who’s a legal assistant, judged by looking at the envelope that no mistake had been made.

“These were loan papers from a bank- Washington Mutual,” states TJ. “I’m going how could that be? This guy doesn’t own our house.”

TJ then called Henley. Henley told him that can’t be right because Kross owns the house. But the papers said otherwise, that it was Ngo. Henley checked with county records to discover that Kross had deeded the house as a gift to Ngo. TJ was stupefied. Henley told him he’d look into it but apparently couldn’t get answers from Kross.

Then someone named Ed Axelrod showed up at the door telling TJ he was Kross’ representative and was the property manager. He told TJ he was to now make the lease payments to him. But Axelrod had no corroboration of that to offer.

“I told him I don’t know who the hell you are and I don’t care what you say,” TJ told Axelrod.

“I told him unless you produce a signed notarized document from Kayden Kross I’m paying you nothing.”

TJ was told by Axelrod supposedly in a threatening way, ‘we can do this the easy way, or we can do this the hard way.’ TJ said he wasn’t intimidated.

“You better march your ass out of here and bring Kayden Kross here, then we can discuss it,” TJ advised him.

TJ never heard anything more from Axelrod.

TJ then got paperwork from Kross’ bank stating that she was at risk of going into foreclosure.

“How could this be?” he wonders.

“We were paying her the lease payments. She got all the money from when the deal closed on the house. What’s going on here?”

By this time, Kross has disappeared and left her other boyfriend, OBF, who I interviewed earlier this week, in the lurch as well. Kross during this period was playing Hough and OBF against one other, from what I gather, and dividing her time between both of them. Each thought they were the man in her life.

As the story develops, there are three homes now in the Kross scheme of things, including one Kross and Hough bought. TJ would then learn that Kross didn’t deed the house as a gift to Ngo, that she sold the title to him for $10,000.

“She deeded three houses to different individuals using the same notary,” TJ says. “Even though the houses all had liens on them. Somehow these people were able to hide the liens saying the houses were all free and clear of any debt.”

According to TJ, Kross never paid payment on any of the home equity loans including his house.

“She ran off with all the money. I was then told by her mortgage company that I had to move out and they were taking over the house,” TJ tells me.

It was then he found out that the “notary” was Ed Axelrod. Amazing coincidences are coming to bear all over the place in this drama.

TJ told Washington Mutual what was going on, and the bank had him contact the loan fraud investigation officer. In the meantime, Kross had run off with the money, according to TJ, who then filed a complaint with the Sacramento sheriff’s dept. and their real estate fraud unit.

“That investigation has taken over two and a half years and no one’s even looking at her,” says TJ.

“She’s playing the oh look at me, I got taken advantage of. She knew everything that was going on. She signed all the loan documents. She signed all the agreements. We have written receipts from her. Scott Henley is a witness to her signing these documents. Basically she [allegedly] ripped off everybody and ran.”

Since then, TJ and has family have been forced to move twice and are now living in a small, two-bedroom apartment.

TJ uses the word “unscrupulous” on more than several occasions to describe Kross. TJ was also to find out that both Axelrod and Ngo were partners in the porn business.

“It was my understanding they owned some porn company she was working for,” TJ tells me. “It’s really a tangled web.”

TJ seemed to recall that the company was called Matrix which would make all of this very chummy and very convenient considering Kross’ porn history.

With the way this is all playing out, TJ’s got someone else now living in the house he owned for 15 years. But he has no idea who.

“Kross’ original mortgage company sold it,” TJ says.